Background

Cashbox is a financial institution for quick online cash loans in Bulgaria. When they came to us, they were faced with the challenge to scale their business while following the strict regulations mandatory for it.
For that, they needed a whole new approach to their processes. A change of the entire architecture of the platform was needed to make it more suitable for online and mobile users. Also, Cashbox was to rebrand and add two more services to their portfolio - P2P (peer-to-peer) credits and crowdfunding for businesses.

TECH CHALLENGES IN ACTION

To be able to deliver a flawlessly working solution compliant with the mandatory regulations, we started with a complete overview and assessment of Cashbox's current system architecture. We worked closely with their team to formulate ideas and took an active part in the discussions with the legal team. We wanted to be sure we deliver a solution that checks every box.

First, we created the user flows you see above and performed UX testing during the implementation process to validate them. Next, we crafted the architecture and chose the best deployment solution.

PROject deliverables

3 mobile apps and 3 web apps for each service of the company - credits, P2P and crowdfunding.

Back office and Scoring engine - we performed the tech implementation based on the scoring models provided by Cashbox.

TECH STACK

Java

React

Flutter

Python

Amazon Web Services (AWS)

Postgre